4.9 Rating from 427 Reviews
Foreign Nationals Mortgages
We know foreign nationals and expats returning to the UK find it tough to get a mortgage. So, we’ve ditched the restrictive criteria and built a unique proposition.
Who it's for
Foreign nationals on a visa with a route to permanent residency, already living and working in the UK.
Applicants returning to the UK who are purchasing a main residence.
Residential purchase and remortgage only.
Unique Benefits
No minimum time in UK
No minimum Visa requirements
Up to 90% Loan to value
No minimum income
No UK credit history? No problem.
FAQ's
We will accept applications from foreign nationals on the following visas:
- Health & Care Worker
- Skilled Worker.
- Global Talent.
- Pre-settlement.
- Family visa.
- UK Ancestry.
- British National Overseas.
- Tier 2 (if granted before 1st Dec 2020).
- Dependant (as a joint applicant).
- Spousal/partner (as a joint applicant).
- Armed forces exemption.
There is no requirement for these applicants to have been in the UK for a minimum period, or for applicants to have a minimum term remaining on the visa.
Visas can either be verified by providing the Share Code (Home Office Service) or with a copy of the visa and accompanying letter.
Products are for residential purchase or remortgage only. For foreign nationals we require the customer to be already in the UK. For returning expats, customers may begin an application from overseas but must be in the UK by the time we issue the mortgage offer.
4.9/5
Customer satisfaction on Vouched for
400+
Reviews on Vouched for
1000+
exchanged mortgages since 2016